I was in line at Albertsons a few days ago. The woman in front of me was commenting on how ready she was for spring. Being who I am, I inquired if she had had enough of the snow, knowing full well that all of us have had enough.
She told me that she had lost a portion of her roof during the very heavy snow last December and was currently fighting with her insurance company to get payment for the necessary repairs. "Who are you insured with" I asked. She didn't know the name of the company, only that it was whoever her independent agent placed her with to get her the best price. It was a company that she knew too little about before, and suddenly when she needed them... she knew too much about their claims practices.
I told her that the company I was with had paid all of my client's home claims related to the heavy snows without issue. I encouraged her to give me a call so that next time she would know exactly what was covered.
The bottom line is that choosing insurance based only on price may lead you to find out that the box of benefits is half empty when you need to open it. Take time to read your policy and call your agent with any questions. After the roof collapses from the weight of the snow is not the time to find out it isn't covered under your discount policy.
When you are ready to have a policy that will provide the coverage you want, without rate increases due to a claim give me a call at 509-892-9139. I can help you with that.
No comments:
Post a Comment